Motor Insurance Fraud Investigation
We investigate Insurance Fraud, Fraudulent claims, Staged Collisions, Mileage fraud and all aspects of Insurance Fraud.
Fake Accidents | Staged Collisions | Fraudulent Claims
Fraudulent insurance claims are a significant problem globally and growing. Our vehicle expert teams can assist establish the facts on a claim, verify the vehicle has been involved in the claim and the damage is related to the claim.
These fraudulent claims affect everyone as the costs of insurance rise, so our aim is to try and help with this ever growing problem. We are able to offer discreet covert surveillance to establish the facts and build a case for our client.
Digital Fraud Detection
We specialise in Digital Investigation of Motor Insurance Fraud. We are experts in the analysis of “staged collisions” where a vehicle has been reported however the collision never happened. We deploy digital forensic methods to undercover the traces stored in vehicle modules. We recover the last events such as any collisions and can identify the vehicles engine temperature at the time of the collision, the KM reading and the time and date the collision took place. These parameters often assist claims handlers to solve or verify claims. In some cases a fraudulent claim can be detected.
Keyless Theft Investigation
KEYLESS entry car theft is gaining proliferation across Europe and Asia as more criminals are using radio transmitters to perform ‘relay’ car hacks to steal high end vehicles. Car Crime Criminals are exploiting the vulnerabilities of keyless entry system using pairs of radio transmitters by capturing the signal from the car’s fob. The crime can happen close to the owner without their knowledge or by a relay attack.
Keyless entry are those that allow drivers to open and start the vehicle without even touching the fob or even removing it from their pocket. a growing common scenario of a fraudulent claim is “The owner provides a key to the insurance company of the reported stolen motor vehicle – to verify the key, Digitpol can check if the key belonged to the reported stolen vehicle”. In some cases the key was not from the reported vehicle.
How Can We Help?
We work directly for Insurance, Legal or Police agencies we can be engaged to provide support with the following areas:
- Examine the vehicle for digital traces of an accident
- Discover by digital traces where the accident took place (2016 +)
- Examine the key to determine the identity by digital data
- Examine the instrument cluster to recover Mileage fraud and recover the original mileage
- Mechanical examination of a motor vehicle
Stats & Charts
The German Bundeskriminalamt uses the 2011 figures provided by the German association of insurance companies for the total economic damage on stolen motor vehicles: almost 260 million Euros. This amount represents only stolen vehicles (and not, for example, vehicles which are lost through fraud). The total economic damage is an increase of almost 1% compared to 2010 and a 19% increase compared to the average total amount of the previous 5 years. Moreover, the average individual claim was higher. This could be caused by an increased market value of the average car stolen or an indication of a trend in which motor vehicles with a higher value are targeted. @BKA
Vehicle crime is a highly organized criminal activity affecting all regions of the whole world and with clear links to organized crime and terrorism. Vehicles are not only stolen for their entire functionality, vehicles are also trafficked to finance other crimes. They can also be used as bomb carriers or in the perpetration of other crimes. At the end of December 2015 7.4 million records of reported stolen motor vehicles were registered globally.
Digital Detection of Crash Data
We are experts in the analysis of “staged collisions” and can recover the evidence if a collision was recorded.
Recover the VIN from the suspected key
We specialise in recovery of identity numbers from transponder chips embedded into modern keys.
Analyse the Crash Speed
We can recover the digital Crash Speed and parameters at the time of the collision.