Motor Insurance Fraud

Fake Accidents | Staged Collisions | Fraudlent Claims

Fraudulent insurance claims are a significant problem globally and growing. Our vehicle expert teams can assist establish the facts on a claim, verify the vehicle has been involved in the claim and the damage is related to the claim.

These fraudulent claims affect everyone as the costs of insurance rise, so our aim is to try and help with this ever growing problem. We are able to offer discreet covert surveillance to establish the facts and build a case for our client.

Digital Fraud Detection

We specialise in Digital Investigation of Motor Insurance Fraud. We are experts in the analysis of “staged collisions” where a vehicle has been reported however the collision never happened. We deploy digital forensic methods to undercover the traces stored in vehicle modules. We recover the last events such as any collisions and can identify the vehicles engine temperature at the time of the collision, the KM reading and the time and date the collision took place. These parameters often assist claims handlers to solve or verify claims. In some cases a fraudulent claim can be detected.

Keyless Theft Investigation

KEYLESS entry car theft is gaining proliferation across Europe and Asia as more criminals are using radio transmitters to perform ‘relay’ car hacks to steal high end vehicles. Car Crime Criminals are exploiting the vulnerabilities of keyless entry system using pairs of radio transmitters by capturing the signal from the car’s fob. The crime can happen close to the owner without their knowledge or by a relay attack.

Keyless entry are those that allow drivers to open and start the vehicle without even touching the fob or even removing it from their pocket.  a growing common scenario of a fraudulent claim is “The owner provides a key to the insurance company of the reported stolen motor vehicle – to verify the key, Digitpol can check if the key belonged to the reported stolen vehicle”. In some cases the key was not from the reported  vehicle.

Keyless Theft Investigation – “The owner hands a key to the insurance of a reported stolen motor vehicle – We can check if the key belonged to the reported stolen vehicle”.

We work directly for Insurance, Legal or Police agencies to investigate vehicle fraud

 

What Is Car Insurance Fraud?

Car insurance fraud is any attempt to cheat an insurance company in order to gain money. It can be attempted by:

  • The policyholder.
  • Another driver.
  • A repair person.
  • A medical professional.
How Can We Help?

We work directly for Insurance, Legal or Police agencies we can be engaged to provide support with the following areas:

  • Examine the vehicle for digital traces of an accident
  • Discover by digital traces where the accident took place (2016 +)
  • Examine the key to determine the idenitity by digital data
  • Examine the instrument cluster to recover Mileage fraud and recover the orginal mileage
  • Mechanical examination of a motor vehicle